Fill out the form beside this and you're in. It takes a few minutes — your reports, your goals, and how to reach you. We review every enrollment personally before the first round of disputes goes out.
3 rounds of disputes across all three bureaus
Review and disputes of eligible inaccurate, incomplete, outdated, or unverifiable negative reporting
Monthly one-on-one credit coaching
Requires an active credit monitoring subscription — $34.99/month while you're enrolled
If you're currently going through bankruptcy, wait until it's dismissed or discharged to enroll.
If you won't be able to pay your bills on time over the next 6–9 months, this may not be the right moment — new late payments work against the repair.
Keep your credit monitoring active while enrolled so we can read your reports and track progress.